Legal Notes

By accessing Darta Saving Life Assurance dac website the .visitor/guest. explicitly declares to have read, understood and accepted the following conditions and legal notices related to the site, all its pages and material.

 

All the information that appear on this site are merely a tool of information. None of the information on the website related to financial markets and/or life assurance products is a purchasing offer or an invite to neither product sales, nor a request of such offer or invite.

 

Nothing contained in this website represents investment, legal or tax advice or advice for purposes of other nature and it should not be considered in making such investment or decisions.

 

Darta Saving carefully selects and gathers data and information that appear on the website from reliable sources and they are constantly updated. The products and their files on the website can be eliminated or substituted by Darta Saving at any point in time without notice.

 

Darta Saving does not take responsibility for and does not guarantee functioning of the website nor the fact that there might be interruptions or errors that will be fixed. Darta Saving does not take responsibility for the site or server that make the website accessible as they could be subject to viruses and other potentially damaging components.

 

All the website pages and material are not addressed to people belonging to jurisdictions where due to nationality, race, residence or other reasons, the access, consultation, availability and publication of the site is prohibited. Therefore the people subject to such limitations or prohibitions cannot access the website. The site provides information on our life assurance product range.

 

The .performances. of the internal Assurance Funds, linked to Unit Linked Products, indicated are referred to that specific period; the past performances cannot guarantee future ones. The investment value and profit are subject to market fluctuations. There are no guarantees to protect the assets.

 

The information on the site is protected by copyright law. The redistribution and duplication is therefore strictly prohibited. Every reproduction without Darta Saving authorization will be punished by law enforcement.

Whenever certain website links are accessed, the site can be disconnected. Darta Saving does not inspect any of the sites connected to its own; consequently it does not take nor will it accept responsibility for the content of such sites, their products, services or other items.

 

Under no circumstance, including negligence, can Darta Saving be held responsible for any kind of damage, direct or indirect related to the access, use, performances, browsing or linking to and from other sites.

 

 

Privacy Statement for use of Darta’s website and Portal

Darta Saving Life Assurance dac (“Darta”) appreciates your visit to this web site (“Darta Website” or “Website”) and Personal Area available on Darta Website (“Darta Portal”). This Privacy Statement is provided in accordance article 13 of EU Regulation 2016/679 (“GDPR”) to the individuals interacting with Darta’s web services.

Please read the following information carefully.

  • What is the purpose and the scope of this Statement?

Darta, owner of this Website, is committed to safeguarding the personal information that is collected from individuals who use the Darta Website and Darta Portal. Accordingly, Darta has developed this Statement to describe how and what type of data will be collected from users of the Darta Website and Darta Portal and the purposes for which Darta may collect such data, how the data will be processed, for how long the data will be stored and too whom the data will be shared or disclosed. Darta also informs you of the precautions that are taken to ensure that you are informed and secure while browsing the Darta Website and/or logged into Darta Portal.

This Privacy Statement applies to any information obtained by Darta through your use of the Darta Website and Darta Portal. It is not applicable to any internet websites controlled by third parties that the Darta Website may link to (“Third Party Sites”).

 

  • Who is the Data Controller?

A data controller is the natural or legal person, public authority, agency or other body which (alone or jointly with others) determines the purposes and means of the processing of personal data. Darta Savings Life Assurance dac, with registered office in Maple House, Temple Road, Blackrock, Dublin, Ireland, phone no. 00353 2422300  e-mail. dataprivacy@darta.ie is the Data Controller as defined by the GDPR.

  • What information do we collect from you and for what purpose?
  1. Browsing Data

Darta automatically record information while you are browsing on the Website by using Cookies (please refer to our Cookie Policy), as for example: your IP address, the website from which you visit us, the type of browser software used, the Darta Website pages that you actually visit, including the date and the duration of your visit, the time of the request, the method used in forwarding the request to the server, the extent of the file obtained in reply, the numeric code indicating the state of the response given by the server (positive outcome, error, etc.) and other parameters relating to the operating system and information technology environment of the user.

This data is used in aggregated form for the purpose of obtaining statistical information to understand how visitors use the Darta Website and to control the correct functioning of the latter.

The data may also be used to ascertain liabilities in relation to any computer related crimes committed to the detriment of the Darta Website.

This data is retained for 14 months after from when the data is collected.

 

  1. Darta Portal log-in Data

When you log into your Personal Area on the Darta Portal, information such as the IP address, the username and geographical area from which the log-in is made is collected.

This data is collected for security purposes of individuals’ data and also used for improving processes, security and user experience.

The data may also be used to ascertain liabilities in relation to any computer related crimes committed to the detriment of the Darta Website.

This data is retained for 6 months from when the data is collected.

 

  1. Data collected from the users

In addition, Darta collects Personal Data that you voluntarily provide through the Darta Website when you enter personal details (e.g. name, e-mail address and other data aimed at requesting a fee estimate or for the entering into of a contract) on the ‘Contact’ page (hereinafter “Personal Data”).

This data will be used for the following purposes:

  • technical administration and research and development of the Darta Website;
  • administration of clients and users;
  • to satisfy your specific requests.

The processing of your Personal Data will be carried out within the limits and conditions set forth by the law.

This data is retained for a period of 10 years from the termination of the business relationship.

  • Is your specific consent required?

No specific consent is required for processing of the data voluntary provided in relation to your request (see section 3.C) or the data captured through the use of “technical cookies” for Browsing Data and log-in data on Darta Portal (see sections 3.A & 3.B). We invite you to read our Cookie Policy.

  • To whom do we disclose and transfer your data?

The data collected through the Darta Website and Darta Portal may be used by Darta or communicated to external parties, explicitly identified and authorized, for the purposes stated in section 3. In particular, the external individuals to whom your data – which you have freely provided – may be communicated, are: members of Allianz Group, Darta’s business partners, agents and providers.

We may also communicate your data to governmental agencies or entities, supervisory authorities or other authorities where required by law.

Apart from the above, the data will not be communicated or disclosed unless prior specific contractual or legal indication or prior granting of your explicit authorization.

  • Where will your data be processed?

The processing carried out in connection with the web services of this Website and the Darta Portal may be carried out both inside and outside of the European Economic Area (EEA) by the parties specified in Section 5 above.

Whenever Darta transfers Personal Data for processing outside of the EEA by another Allianz Group company, it will do so on the basis of Allianz’ approved binding corporate rules known as the Allianz Privacy Standard (Allianz BCR) which establish adequate protection for Personal Data and are legally binding on all Allianz Group companies. Allianz BCR and the list of Allianz Group companies that comply with them can be found at the link www.darta.ie/modulistica/. Where the Allianz BCR do not apply, Darta will instead take steps to ensure that the transfer of the Personal Data outside of the EEA receives an adequate level of protection as it does in the EEA.  Details of what safeguards Darta relies upon for such transfers can be requested by contacting Darta as detailed in section 9 of this Data Privacy Notice.

  • What security measures have we implemented to protect your information?

Darta has implemented reasonable technical and organizational security measures to protect your Personal Data collected by Darta via the Darta Website against unauthorized access, misuse, loss or destruction.

  • What rights do you have?

In relation to Browsing Data and log-in data to the Darta Portal, you can disable the Cookies as indicated in our Cookies Policy.

For your Personal Data, as submitted to Darta, you have a right to:

 

  • Access your Personal Data held and to learn the origin of the data, the purposes and ends of the processing, the details of the data controller(s), the data processor(s) and the parties to whom the data may be disclosed;
  • Withdraw the consent at any time where the Personal Data is processed based on your consent; this does not include cases where the processing is required to fulfil a legal obligation of Darta or to execute a public interest task or is in connection with exercising official authority by Darta;
  • Request to have the Personal Data updated or corrected so that it is always accurate;
  • Request to restrict the processing of the Personal Data in certain circumstances;
  • To obtain from the controller the erasure of personal data concerning you without undue delay;
  • Obtain your Personal Data in an electronic format for own use or for a new insurer; and
  • File a complaint with us and/or the relevant data protection authority, where legal conditions are met.

 

You may exercise these rights by contacting Darta as detailed in this Privacy Statement, providing your name, email address, account identification, and purpose of your request. You may also make an access request by completing the Data Access Request Form available via https://www.darta.ie/modulistica/.

  • How can you access your Personal Data?

Any queries about how the personal data is used or how to exercise the Data Subject’s rights can be addressed to the Data Protection Officer by telephone, email or post as follows:

Data Protection Officer

Darta Saving Life Assurance dac

Maple House

Temple Road

Blackrock

Dublin

Ireland

Number:             00353 1 2422300

Email: dataprivacy@darta.ie

  • Third Party websites

Please be aware that other web sites that may be accessed through our site may collect personally identifiable information about you. The information practices of those third-party websites linked to www.darta.ie are not covered by this privacy statement and you should review the Privacy Policy Statements when visiting any such site.

 

This Privacy Statement was last updated on 26.11.208

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Cookies Policy

Whilst using the Darta Saving Website and Darta Portal, some information is collected automatically using ‘cookies’ or local storage. Darta Saving Life Assurance dac (“Darta”) uses cookies on this site, which do not contain or gather any personal data about users and cannot be used to identify an individual user.

What are cookies?

Cookies are small text files that the websites visited by users send to their terminals, where they are stored before being re-transmitted to the same sites at the next visit. Cookies are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

Why do we use cookies?

We use cookies:

  • to recognise your computer when you visit our website;
  • to improve the website’s usability;
  • to track you as you navigate our website;
  • to analyse the use of our website.

What type of Cookies do we use?

Darta uses cookies so-called “technical”. These cookies are used to browse or provide a service requested by the user. They are not used for other purposes and are normally installed directly by the owner of the website. Without the use of these cookies, some operations could not be performed or would be more complex and / or less secure. The so-called technical cookies are of two categories: (i) session cookies and (ii) permanent cookie. When you save your cookie settings, they should also apply to your future visits to the Darta Website and Portal. However, for technical reasons beyond Darta’s control, this cannot be guaranteed.  For example, if you reset your browser, delete your cookies or access the Darta Website from another browser or device your cookie settings may be lost. To comply with applicable laws and regulations, you will be asked to confirm your cookie settings when you first visit the Darta Website.

 

Darta also uses the so-called “Google Analytics” that are used to collect and analyse information, in aggregated form, that help to understand how users interact with the Website and the Portal, providing for example:

  • statistical information on accesses and visits to the Darta Website and Portal;
  • the number of sections and pages visited and the number of visitors;
  • time spent on the website by the average number of users;
  • every circumstance occurred during browsing, such as a message of error, which help understand difficulties that users encounter in using the website;
  • geographical area of users;

This information may be associated to the details of the user such as IP address, username (Portal users),  domain or browser; however, when these are analysed only on aggregated anonymous basis, the cookies that collect this information are considered as equivalent to the technical cookies.

For more information on “Google Analytics” please https://www.google.com/analytics/analytics/#?modal_active=none.

 

Can cookies be disabled?

Below is information on how to disable cookies for your browser.

The user may therefore manage its preferences relating to cookies directly within its browser and impede, for example, that third parties may install these. Moreover, through the browser settings, cookies installed in the past may be eliminated. Please note that by disabling all cookies the functioning of this website may be reduced. To the contrary, contents of the website may be accessed also if the cookies are completely disabled.

Browser Type Guidelines
Internet Explorer

 

·        Click the “Tools” menu on the top right-hand side of the browser and select “Internet Options”

·        Choose the Privacy tab, and to disable all cookies slide the bar all the way to the top.

·        To confirm new settings select “OK”

Firefox Mozilla

 

·        Click the “Tools” menu at the top of the browser and select “Options”

·        Choose the Privacy tab, and make your selection from the drop-down menu that begins “Firefox will.”

·        Select “Use custom settings for history.” and remove the checkmarks from “Accept cookies from sites.”

·        To confirm the new settings select “OK.”

Google Chrome

 

·        Click the tools icon on the right-hand side that looks like a wrench.

·        Choose “Settings” from the drop-down menu, and then click on the link that says “Show Advanced Settings” at the bottom of the page.

·        Select “Content settings” listed under the Privacy segment.

·        Choose the button next to “Block sites from setting any data” in the first section called “Cookies.”

·        To confirm new settings select “OK”.

Safari

 

·        Click the tools icons on the right hand side that looks like a cog.

·        Select “Security” and under the “Accept Cookies” category select never.

·        To confirm new settings close the window.

For more information about cookies and how to delete them, please visit:

www.aboutcookies.org

www.allaboutcookies.org/manage-cookies